Occidental Life has been part of COSA's Voluntary Payroll Deduction for over 25 years. Helping all employees with supplemental benefit options for them and their families.
Occidental Life traces its roots back to 1906. It is a progressive special markets insurer that offers Life Insurance and annuity products built around protection, wealth creation, and estate preservation.
Occidental Life is part of the American Amicable Group, which Industrial Alliance Insurance and Financial Services, Inc. acquired in 2010. A.M. Best assigned Occidental Life an A (Excellent) rating on September 18, 2025. That is the third-highest of A.M. Best's 15 rating categories.
*As of December 31, 2025. Total capital and surplus: $68,394,506. Source: Occidental Life company flyer. Rating source: www.ambest.com, A.M. Best Company.

Representatives are available to discuss Supplemental Benefit programs available through Occidental Life. As part of the City's Voluntary Payroll Deduction Program, our goal is to make sure each employee has an opportunity to see the additional benefit options that are available to them.
Up to $5,000 of Accidental Death & Dismemberment coverage at no cost to you.
Every City of San Antonio employee can apply for a No-Cost Accidental Death & Dismemberment (AD&D) policy with up to $5,000 of coverage from Occidental Life Insurance Company of North Carolina. The application takes about two minutes.
Accidental Death & Dismemberment
Premium: $0, no cost to you
Licensed agents are ready to help assist with current benefit options.
Call/Text/Email us to set up a time to discuss.
Go over the plan, the riders, and the brochure together.
We will assist with the enrollment. Policy approval is subject to underwriting.