Presented by Michael Gutierrez III, Independent Agent210-323-3815 · mjgthree@icloud.com
For City of San Antonio EmployeesSupplemental Life Insurance
Occidental Life Insurance Company

Supplemental Life Insurance for City of San Antonio Employees

Occidental Life has been part of COSA's Voluntary Payroll Deduction for over 25 years. Helping all employees with supplemental benefit options for them and their families.

About the provider

Occidental Life Insurance Company of North Carolina

Occidental Life traces its roots back to 1906. It is a progressive special markets insurer that offers Life Insurance and annuity products built around protection, wealth creation, and estate preservation.

Occidental Life is part of the American Amicable Group, which Industrial Alliance Insurance and Financial Services, Inc. acquired in 2010. A.M. Best assigned Occidental Life an A (Excellent) rating on September 18, 2025. That is the third-highest of A.M. Best's 15 rating categories.

A (Excellent)A.M. Best rating
1906Year the company traces its roots to
$375.6 millionTotal admitted assets*
$7.5 billionTotal Life Insurance in force*

*As of December 31, 2025. Total capital and surplus: $68,394,506. Source: Occidental Life company flyer. Rating source: www.ambest.com, A.M. Best Company.

San Antonio River Walk with a downtown tower
Schedule a Visit

Supplemental Benefits for City of San Antonio employees & their families

Representatives are available to discuss Supplemental Benefit programs available through Occidental Life. As part of the City's Voluntary Payroll Deduction Program, our goal is to make sure each employee has an opportunity to see the additional benefit options that are available to them.

  • Benefits to keep through retirement
  • Supplemental retirement plans
  • Protection for your loved ones
  • Emphasis on savings
  • Accidental Death plan for all employees at NO COST
Occidental Life Employee Benefit Options flyer for City of San Antonio employees
No-Cost Accidental Death & Dismemberment

Apply for your No-Cost Insurance Policy today

Up to $5,000 of Accidental Death & Dismemberment coverage at no cost to you.

Every City of San Antonio employee can apply for a No-Cost Accidental Death & Dismemberment (AD&D) policy with up to $5,000 of coverage from Occidental Life Insurance Company of North Carolina. The application takes about two minutes.

Coverage amount up to
$5,000

Accidental Death & Dismemberment

Premium: $0, no cost to you

How to get started

Questions or ready to enroll? Contact Us.

Licensed agents are ready to help assist with current benefit options.

Reach out

Call/Text/Email us to set up a time to discuss.

Review your options

Go over the plan, the riders, and the brochure together.

Apply

We will assist with the enrollment. Policy approval is subject to underwriting.

Agent
Michael Gutierrez III, Independent Agent
Phone
210-323-3815
Email
mjgthree@icloud.com
Office
8700 Crownhill Blvd Ste 202
San Antonio, TX
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