Presented by Michael Gutierrez III, Independent Agent210-323-3815 · mjgthree@icloud.com
For City of San Antonio EmployeesSupplemental Life Insurance
Products

Insurance products for COSA employees

Products available through Michael Gutierrez III, underwritten by Occidental Life Insurance Company of North Carolina.

Financial Lifeline brochure cover
Modified Whole Life

Financial Lifeline

  • Supplemental Life Insurance
  • Disability Protection
  • Child's College Education Savings
  • Supplemental Retirement Savings
  • Full access to funds
  • Current interest rate: 4.5%
  • Current Guaranteed interest rate: 3%
SafeCare Term brochure cover
Term Life Insurance

SafeCare Term

  • Up to $500,000 worth of coverage
  • No medical exams or telephone interviews
  • Instant Approvals
  • 75% Return of Premium for 20 & 30 yr plans
  • Benefit Riders included
Intelligent Choice brochure cover
Indexed Universal Life

Intelligent Choice

  • Up to $500,000 worth of coverage
  • Cash accumulation tied to S&P 500
  • Living Benefit Riders included
  • No medical exams or telephone interviews
  • Instant Approvals
Platinum Solution Legacy Plan brochure cover
Whole Life Insurance

Platinum Solution

  • Final Expense coverage
  • Up to $50,000 worth of coverage
  • Employees can purchase for parents
  • Cash Value Accumulation
  • Coverage to Age 100
Security Solution brochure cover
Participating Whole Life

Security Solution

  • Up to $500,000 worth of coverage
  • Dividends paid in cash or Paid-up additions
  • Coverage to age 110
  • Instant Approvals
OBA Group Term Life brochure cover
Group Term Life

OBA

  • Up to $200,000 worth of coverage
  • Most inexpensive term coverage
  • Coverage to age 70
  • Conversion option built in
  • No medical exams

More products coming soon

We will add more Occidental Life products here as brochures come in.

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